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Pricing that grows with your group

Start free while you're small. Move up when you need collections, certificates or regulator-ready reporting.

Starter

Everything a new savings group needs to get organised.

Free

Up to 10 members

  • Member wallets
  • Contribution tracking
  • Payout rotation
  • Member statements
Start free
Most popular

Growth

For growing stokvels that collect and remind at scale.

R99 – R250

per month — S / M / L / XL picked by member count

  • Everything in Starter
  • DebiCheck collection
  • Voucher payouts
  • WhatsApp & SMS reminders
  • Group reports
Choose Growth

Co-op Standard

For registered co-operatives with shareholding members.

R500 – R900

per month

  • Everything in Growth
  • Share & membership certificates
  • Member classes
  • Governance records
Choose Co-op Standard

Co-op Compliance

Full statutory reporting for CBDA-regulated CFIs.

R1,200 – R1,800+

per month

  • Everything in Co-op Standard
  • CBDA-aligned regulatory reporting
  • AGM & board tracking
  • Multi-signatory approval
  • Audit exports
Choose Co-op Compliance

Estimate your price

Your subscription flattens as the group grows — the per-member add-on gets cheaper in every band, and Co-op Compliance never bills above R2,500 a month.

120

At 120 members you're on Growth XL.

  • Growth S · 11–25 members · R99/month
  • Growth M · 26–50 members · R149/month
  • Growth L · 51–100 members · R199/month
  • Growth XL · 101+ members · R250/month
  • Members 101–250 · R2.00 each
  • Members 251–500 · R1.50 each
  • Members 501+ · R1.00 each
  • Growth XL baseR 250,00
  • 20 members in the 101–250 band @ R2.00R 40,00
Monthly totalR 290,00

The per-member add-on starts at member 101 and gets cheaper in each band.

Prices are in South African rand, excluding VAT. Payment collection is handled through Appiawave's licensed infrastructure.